Employee Health Insurance
Why do you need business health insurance?
No matter what size your business is you can offer your employees a company benefit such as private medical insurance. There are many benefits to offering health insurance to your workforce.
Looking after their wellbeing can make a real difference to productivity. Health insurance and private medical insurance can help with presentism and absenteeism in the workplace as well.
Your staff will get access to private health care when they need it most, earlier diagnosis and be in the hands of experts to ensure a speedy recovery and in turn be back at work quickly.
Business health insurance is a desirable benefit and often someone looking to join your company will be looking for a comprehensive benefits package which includes some form of health insurance.
Providing a company health insurance scheme will also help you retain staff and make them feel valued.
Some providers out there are able to offer additional wellbeing benefits as part of the insurance package such as gym membership which means you will be offering your staff an attractive benefits package not just health insurance.
How many members of staff do you need for a business health insurance scheme?
If you have two to more employees, then you can offer a business health insurance scheme to your staff. It is possible to include their families as well.
What does business health insurance cover?
There are many features of a business health insurance policy. These include, but are not limited to the following:
Inpatient and Day patient treatment
Outpatient treatment
Diagnostic testing
Comprehensive cancer cover
Physiotherapy and other therapies
Mental health support
Dental cover
How much does it cost?
The cost can vary considerably depending on the benefits selected. Here at The Insurance Boutique we use an expert to do an analysis of your needs then conduct a review of the market looking at the various options that fit your requirements and budget, we then make a recommendation and ensure you are fully briefed on the product and the insurer ensuring that you understand exactly what you are buying.
How do you get a quote?
In order to get a quote, we need to gather some initial information and then we approach the insurers in the market.
Basic information that we need is as follows:
Company name
Postcode
Details of employees – name or unique reference and DOB
